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Best Life Insurance in Indiana

39 life insurers ranked by formal complaint rates filed with state regulators. Lower complaints = better claims experience.

When policyholders and their families in Indiana file a claim, often at the worst possible time, the experience varies widely from one company to the next. The 39 life insurers ranked below are graded solely on formal complaints filed against them with state insurance regulators, not on price, advertising, or paid customer surveys. A higher grade means a company drew proportionally fewer complaints about claim delays, underpayments, and denials than its competitors.

Across the 39 graded companies, the breakdown is 2 A grades, 13 B grades, 18 C grades, 4 D grades, and 2 F grades. MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY and United Farm Family Life Insurance Company post the strongest claims records in Indiana, each drawing fewer complaints than the industry average. At the other end, TALCOTT RESOLUTION LIFE AND ANN INSURANCE COMPANY and Transamerica Life Insurance Company draw complaints at well above the typical rate. Compare every rated insurer below before you buy or switch, and weigh these grades alongside price and coverage rather than in place of them.

1
A

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

Data from 7 states

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2
A

United Farm Family Life Insurance Company

Data from 3 states

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3
B

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Data from 6 states

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4
B

ALLIANZ LIFE INSURANCE COMPANY OF N AMERICAN

Data from 3 states

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5
B

AMERICAN FIDELITY ASSURANCE COMPANY

Data from 6 states

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6
B

Boston Mutual Life Insurance Company

Data from 5 states

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7
B

EMPOWER ANN INSURANCE COMPANY OF AMERICAN

Data from 3 states

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8
B

JOHN HANCOCK LIFE INSURANCE COMPANY USA

Data from 3 states

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9
B

LAFAYETTE LIFE INSURANCE COMPANY (THE)

Data from 5 states

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10
B

LIFE INSURANCE COMPANY OF N AMERICAN

Data from 3 states

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11
B

MIDLAND NATIONAL LIFE INSURANCE COMPANY

Data from 6 states

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12
B

New York Life Insurance Company

Data from 8 states

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13
B

Symetra Life Insurance Company

Data from 5 states

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14
B

TIAA-CREF LIFE INSURANCE COMPANY

Data from 5 states

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15
B

US BUSINESS OF CANADA LIFE ASSURANCE COMPANY

Data from 3 states

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16
C

AAA Life Insurance Company

Data from 6 states

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17
C

AMERICAN MEMORIAL LIFE INSURANCE COMPANY

Data from 5 states

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18
C

ATHENE ANN AND LIFE COMPANY

Data from 3 states

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19
C

Brighthouse Life Insurance Company

Data from 7 states

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20
C

Combined Insurance Company of America

Data from 6 states

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21
C

Everlake Life Insurance Company

Data from 7 states

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22
C

GLOBE LIFE AND ACCIDENT INSURANCE COMPANY

Data from 7 states

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23
C

HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY

Data from 6 states

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24
C

Lincoln Heritage Life Insurance Company

Data from 7 states

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25
C

Lincoln National Life Insurance Company, The

Data from 8 states

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26
C

Metropolitan Life Insurance Company

Data from 7 states

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27
C

Metropolitan Tower Life Insurance Company

Data from 6 states

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28
C

NATIONAL WESTERN LIFE INSURANCE COMPANY

Data from 5 states

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29
C

Protective Life Insurance Company

Data from 8 states

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30
C

RELIASTAR LIFE INSURANCE COMPANY OF NEW YORK

Data from 5 states

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31
C

UNION SECURITY INSURANCE COMPANY

Data from 5 states

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32
C

Washington National Insurance Company

Data from 5 states

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33
C

WESTERN SOUTHERN LIFE ASSURANCE COMPANY

Data from 5 states

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34
D

ACCORDIA LIFE AND ANN COMPANY

Data from 3 states

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35
D

AMERICAN GEN LIFE INSURANCE COMPANY

Data from 4 states

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36
D

American Income Life Insurance Company

Data from 7 states

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37
D

PRUDENTIAL INSURANCE COMPANY OF AMERICA (THE)

Data from 7 states

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38
F

TALCOTT RESOLUTION LIFE AND ANN INSURANCE COMPANY

Data from 3 states

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39
F

Transamerica Life Insurance Company

Data from 8 states

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About these rankings

Grades are based on formal complaint data filed with state insurance regulators. A companies receive far fewer complaints than the industry average; F companies receive far more. Many life insurers only appear in states that publish structured complaint data. See full methodology →

Grades are editorial opinions based on public data. Not insurance advice. Disclaimer