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Best Life Insurance in Indiana

39 life insurers ranked by formal complaint rates filed with state regulators. Lower complaints = better claims experience.

When policyholders and their families in Indiana file a claim, often at the worst possible time, the experience varies widely from one company to the next. The 39 life insurers ranked below are graded solely on formal complaints filed against them with state insurance regulators, not on price, advertising, or paid customer surveys. A higher grade means a company drew proportionally fewer complaints about claim delays, underpayments, and denials than its competitors.

Across the 39 graded companies, the breakdown is 2 A grades, 13 B grades, 18 C grades, 4 D grades, and 2 F grades. MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY and United Farm Family Life Insurance Company post the strongest claims records in Indiana, each drawing fewer complaints than the industry average. At the other end, TALCOTT RESOLUTION LIFE AND ANN INSURANCE COMPANY and Transamerica Life Insurance Company draw complaints at well above the typical rate. Compare every rated insurer below before you buy or switch, and weigh these grades alongside price and coverage rather than in place of them.

1
A

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

Data from 7 states

2
A

United Farm Family Life Insurance Company

Data from 3 states

3
B

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Data from 6 states

4
B

ALLIANZ LIFE INSURANCE COMPANY OF N AMERICAN

Data from 3 states

5
B

AMERICAN FIDELITY ASSURANCE COMPANY

Data from 6 states

6
B

Boston Mutual Life Insurance Company

Data from 5 states

7
B

EMPOWER ANN INSURANCE COMPANY OF AMERICAN

Data from 3 states

8
B

JOHN HANCOCK LIFE INSURANCE COMPANY USA

Data from 3 states

9
B

LAFAYETTE LIFE INSURANCE COMPANY (THE)

Data from 5 states

10
B

LIFE INSURANCE COMPANY OF N AMERICAN

Data from 3 states

11
B

MIDLAND NATIONAL LIFE INSURANCE COMPANY

Data from 6 states

12
B

New York Life Insurance Company

Data from 8 states

13
B

Symetra Life Insurance Company

Data from 5 states

14
B

TIAA-CREF LIFE INSURANCE COMPANY

Data from 5 states

15
B

US BUSINESS OF CANADA LIFE ASSURANCE COMPANY

Data from 3 states

16
C

AAA Life Insurance Company

Data from 6 states

17
C

AMERICAN MEMORIAL LIFE INSURANCE COMPANY

Data from 5 states

18
C

ATHENE ANN AND LIFE COMPANY

Data from 3 states

19
C

Brighthouse Life Insurance Company

Data from 7 states

20
C

Combined Insurance Company of America

Data from 6 states

21
C

Everlake Life Insurance Company

Data from 7 states

22
C

GLOBE LIFE AND ACCIDENT INSURANCE COMPANY

Data from 7 states

23
C

HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY

Data from 6 states

24
C

Lincoln Heritage Life Insurance Company

Data from 7 states

25
C

Lincoln National Life Insurance Company, The

Data from 8 states

26
C

Metropolitan Life Insurance Company

Data from 7 states

27
C

Metropolitan Tower Life Insurance Company

Data from 6 states

28
C

NATIONAL WESTERN LIFE INSURANCE COMPANY

Data from 5 states

29
C

Protective Life Insurance Company

Data from 8 states

30
C

RELIASTAR LIFE INSURANCE COMPANY OF NEW YORK

Data from 5 states

31
C

UNION SECURITY INSURANCE COMPANY

Data from 5 states

32
C

Washington National Insurance Company

Data from 5 states

33
C

WESTERN SOUTHERN LIFE ASSURANCE COMPANY

Data from 5 states

34
D

ACCORDIA LIFE AND ANN COMPANY

Data from 3 states

35
D

AMERICAN GEN LIFE INSURANCE COMPANY

Data from 4 states

36
D

American Income Life Insurance Company

Data from 7 states

37
D

PRUDENTIAL INSURANCE COMPANY OF AMERICA (THE)

Data from 7 states

38
F

TALCOTT RESOLUTION LIFE AND ANN INSURANCE COMPANY

Data from 3 states

39
F

Transamerica Life Insurance Company

Data from 8 states

About these rankings

Grades are based on formal complaint data filed with state insurance regulators. A companies receive far fewer complaints than the industry average; F companies receive far more. Many life insurers only appear in states that publish structured complaint data. See full methodology →

Grades are editorial opinions based on public data. Not insurance advice. Disclaimer