Best Auto Insurance in Texas
107 auto insurers ranked by formal complaint rates filed with state regulators. Lower complaints = better claims experience.
When drivers in Texas file a claim after a crash or theft, the experience varies widely from one company to the next. The 107 auto insurers ranked below are graded solely on formal complaints filed against them with state insurance regulators, not on price, advertising, or paid customer surveys. A higher grade means a company drew proportionally fewer complaints about claim delays, underpayments, and denials than its competitors.
Across the 107 graded companies, the breakdown is 21 A grades, 38 B grades, 34 C grades, 9 D grades, and 5 F grades. American Select Insurance Company, GEICO Advantage Insurance Company, and HARTFORD FIRE INSURANCE COMPANY post the strongest claims records in Texas, each drawing fewer complaints than the industry average. At the other end, TESLA PROPERTY AND CASUALTY and LOYA INSURANCE COMPANY draw complaints at well above the typical rate. Compare every rated insurer below before you buy or switch, and weigh these grades alongside price and coverage rather than in place of them.
American Select Insurance Company
Data from 3 states
GEICO Advantage Insurance Company
Data from 4 states
HARTFORD FIRE INSURANCE COMPANY
Data from 5 states
Nationwide Property and Casualty Insurance Company
Data from 3 states
Cincinnati Casualty Company (The)
Data from 6 states
AMCO INSURANCE COMPANY
Data from 4 states
ENCOMPASS INSURANCE COMPANY OF AMERICA
Data from 5 states
FARMERS CASUALTY INSURANCE COMPANY
Data from 5 states
HARTFORD CASUALTY INSURANCE COMPANY
Data from 6 states
HARTFORD INSURANCE COMPANY OF THE MIDWEST
Data from 6 states
HORACE MANN PROPERTY AND CASUALTY INSURANCE COMPANY
Data from 5 states
NATIONWIDE INSURANCE COMPANY OF AMERICA
Data from 7 states
AMERICAN HALLMARK INSURANCE COMPANY OF TEXAS
Data from 3 states
REPWEST INSURANCE COMPANY
Data from 3 states
UTICA MUTUAL INSURANCE COMPANY
Data from 4 states
Travelers Indemnity Company (The)
Data from 3 states
GREAT WEST CASUALTY COMPANY
Data from 5 states
TRAVELERS PERSONAL SECURITY INSURANCE COMPANY
Data from 3 states
HANOVER AMERICAN INSURANCE COMPANY (THE)
Data from 3 states
LIBERTY SURPLUS INSURANCE CORPORATION, THE
Data from 4 states
NUTMEG INSURANCE COMPANY
Data from 3 states
ACE American Insurance Company
Data from 3 states
Farmers Group Property and Casualty Insurance Company
Data from 5 states
GEICO Choice Insurance Company
Data from 8 states
GEICO SECURE INSURANCE COMPANY
Data from 7 states
National General Assurance Company
Data from 5 states
NATIONWIDE GENERAL INSURANCE COMPANY
Data from 6 states
Ohio Security Insurance Company
Data from 3 states
Old Republic Insurance Company
Data from 5 states
State Auto Property and Casualty Insurance Company
Data from 3 states
CINCINNATI INSURANCE COMPANY (THE)
Data from 7 states
UNITED SERVICES AUTOMOBILE ASSOCIATION
Data from 10 states
ESSENTIA INSURANCE COMPANY
Data from 9 states
AMICA MUTUAL INSURANCE COMPANY
Data from 6 states
NATIONAL GENERAL INSURANCE COMPANY
Data from 8 states
HARTFORD UNDERWRITERS INSURANCE COMPANY
Data from 7 states
State National Insurance Company
Data from 8 states
SAFECO INSURANCE COMPANY OF ILLINOIS
Data from 6 states
AMERICAN NATIONAL PROPERTY AND CASUALTY COMPANY
Data from 6 states
ACUITY, A MUTUAL INSURANCE COMPANY
Data from 4 states
CHUBB NATIONAL INSURANCE COMPANY
Data from 4 states
Farmers Direct Property and Casualty Insurance Company
Data from 6 states
GOVERNMENT EMPLOYEES INSURANCE COMPANY
Data from 8 states
MIC GENERAL INSURANCE CORPORATION
Data from 5 states
NOBLR RECIPROCAL EXCHANGE
Data from 3 states
PRIVILEGE UNDERWRITERS RECIPROCAL EXCHANGE
Data from 6 states
Property and Casualty Insurance Company of Hartford
Data from 6 states
SENTINEL INSURANCE COMPANY, LIMITED.
Data from 5 states
Hanover Insurance Company (The)
Data from 5 states
Travelers Home and Marine Insurance Company (The)
Data from 6 states
NATIONAL LIABILITY AND FIRE INSURANCE COMPANY
Data from 4 states
TRUCK INSURANCE EXCHANGE
Data from 4 states
SENTRY INSURANCE COMPANY
Data from 4 states
GENERAL INSURANCE COMPANY OF AMERICA
Data from 4 states
DAIRYLAND COUNTY MUTUAL INSURANCE COMPANY OF TEXAS
Data from 2 states
CENTRAL MUTUAL INSURANCE COMPANY
Data from 4 states
NEW YORK MARINE AND GENERAL INSURANCE COMPANY
Data from 3 states
LIBERTY INSURANCE CORPORATION
Data from 4 states
LIBERTY COUNTY MUTUAL INSURANCE COMPANY
Data from 2 states
Allstate Property and Casualty Insurance Company
Data from 9 states
American Access Casualty Company
Data from 3 states
Elephant Insurance Company
Data from 3 states
Encompass Indemnity Company
Data from 7 states
Farmers Insurance Exchange
Data from 7 states
First Acceptance Insurance Company
Data from 5 states
First Chicago Insurance Company
Data from 5 states
GARRISON PROPERTY AND CASUALTY INSURANCE COMPANY
Data from 8 states
GEICO INDEMNITY COMPANY
Data from 8 states
PERMANENT GENERAL ASSURANCE CORPORATION
Data from 8 states
State Farm Fire and Casualty Company
Data from 9 states
TRUMBULL INSURANCE COMPANY
Data from 6 states
USAA CASUALTY INSURANCE COMPANY
Data from 11 states
USAA GENERAL INDEMNITY COMPANY
Data from 10 states
Zurich American Insurance Company
Data from 5 states
GEICO GENERAL INSURANCE COMPANY
Data from 9 states
UNITED FINANCIAL CASUALTY COMPANY
Data from 3 states
SAFECO INSURANCE COMPANY OF AMERICA
Data from 6 states
Allstate Fire and Casualty Insurance Company
Data from 7 states
ECONOMY FIRE AND CASUALTY COMPANY
Data from 3 states
ESURANCE PROPERTY AND CASUALTY INSURANCE COMPANY
Data from 8 states
ALLSTATE INDEMNITY COMPANY
Data from 8 states
AMERICAN BANKERS INSURANCE COMPANY OF FL
Data from 3 states
AMERICAN FAMILY CONNECT PROPERTY AND CASUALTY INSURANCE COMPANY
Data from 10 states
Farmers Property and Casualty Insurance Company
Data from 5 states
LIBERTY MUTUAL FIRE INSURANCE COMPANY
Data from 9 states
LIBERTY MUTUAL INSURANCE COMPANY
Data from 6 states
NATIONWIDE MUTUAL INSURANCE COMPANY
Data from 6 states
PHILADELPHIA INDEMNITY INSURANCE COMPANY
Data from 8 states
STATE AUTOMOBILE MUTUAL INSURANCE COMPANY
Data from 5 states
BERKSHIRE HATHAWAY DIRECT INSURANCE COMPANY
Data from 5 states
INFINITY COUNTY MUTUAL INSURANCE COMPANY
Data from 2 states
NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA.
Data from 6 states
PERMANENT GENERAL ASSURANCE CORPORATION OF OHIO
Data from 4 states
ALLSTATE INSURANCE COMPANY
Data from 8 states
Esurance Insurance Company
Data from 7 states
Integon Indemnity Corporation
Data from 6 states
MGA Insurance Company
Data from 7 states
ROOT INSURANCE COMPANY
Data from 7 states
Young America Insurance Company
Data from 3 states
INTEGON NATIONAL INSURANCE COMPANY
Data from 9 states
TWIN CITY FIRE INSURANCE COMPANY
Data from 4 states
SAFEWAY INSURANCE COMPANY
Data from 3 states
Clearcover Insurance Company
Data from 3 states
Falcon Insurance Company
Data from 3 states
ANCHOR GENERAL INSURANCE COMPANY
Data from 2 states
TESLA PROPERTY AND CASUALTY
Data from 2 states
LOYA INSURANCE COMPANY
Data from 4 states
About these rankings
Grades are based on formal complaint data filed with state insurance regulators — not price, coverage options, or advertising spend. A companies receive far fewer complaints than the industry average; F companies receive far more. See full methodology →
Grades are editorial opinions based on public data. Not insurance advice. Disclaimer