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Best Auto Insurance in Missouri

118 auto insurers ranked by formal complaint rates filed with state regulators. Lower complaints = better claims experience.

When drivers in Missouri file a claim after a crash or theft, the experience varies widely from one company to the next. The 118 auto insurers ranked below are graded solely on formal complaints filed against them with state insurance regulators, not on price, advertising, or paid customer surveys. A higher grade means a company drew proportionally fewer complaints about claim delays, underpayments, and denials than its competitors.

Across the 118 graded companies, the breakdown is 20 A grades, 40 B grades, 38 C grades, 16 D grades, and 4 F grades. AMERICAN FAMILY INSURANCE COMPANY, AMERICAN FAMILY MUTUAL INSURANCE COMPANY, S.I., and American Select Insurance Company post the strongest claims records in Missouri, each drawing fewer complaints than the industry average. At the other end, Falcon Insurance Company and TRADERS INSURANCE COMPANY draw complaints at well above the typical rate. Compare every rated insurer below before you buy or switch, and weigh these grades alongside price and coverage rather than in place of them.

1
A

AMERICAN FAMILY INSURANCE COMPANY

Data from 6 states

2
A

AMERICAN FAMILY MUTUAL INSURANCE COMPANY, S.I.

Data from 5 states

3
A

American Select Insurance Company

Data from 3 states

4
A

Erie Insurance Exchange

Data from 3 states

5
A

GEICO Advantage Insurance Company

Data from 4 states

6
A

HARTFORD FIRE INSURANCE COMPANY

Data from 5 states

7
A

Nationwide Property and Casualty Insurance Company

Data from 3 states

8
A

Cincinnati Casualty Company (The)

Data from 6 states

9
A

AMCO INSURANCE COMPANY

Data from 4 states

10
A

COUNTRY PREFERRED INSURANCE COMPANY

Data from 4 states

11
A

AMERICAN NATIONAL GENERAL INSURANCE COMPANY

Data from 3 states

12
A

ECONOMY PREMIER ASSURANCE COMPANY

Data from 5 states

13
A

ENCOMPASS INSURANCE COMPANY OF AMERICA

Data from 5 states

14
A

FARMERS CASUALTY INSURANCE COMPANY

Data from 5 states

15
A

HARTFORD CASUALTY INSURANCE COMPANY

Data from 6 states

16
A

HARTFORD INSURANCE COMPANY OF THE MIDWEST

Data from 6 states

17
A

HORACE MANN PROPERTY AND CASUALTY INSURANCE COMPANY

Data from 5 states

18
A

NATIONWIDE INSURANCE COMPANY OF AMERICA

Data from 7 states

19
A

NEW SOUTH INSURANCE COMPANY

Data from 3 states

20
A

UNITRIN SAFEGUARD INSURANCE COMPANY

Data from 4 states

21
B

ACE American Insurance Company

Data from 3 states

22
B

Farmers Group Property and Casualty Insurance Company

Data from 5 states

23
B

GEICO Choice Insurance Company

Data from 8 states

24
B

GEICO SECURE INSURANCE COMPANY

Data from 7 states

25
B

National General Assurance Company

Data from 5 states

26
B

NATIONWIDE GENERAL INSURANCE COMPANY

Data from 6 states

27
B

Ohio Security Insurance Company

Data from 3 states

28
B

Old Republic Insurance Company

Data from 5 states

29
B

PROGRESSIVE DIRECT INSURANCE COMPANY

Data from 7 states

30
B

SAFECO INSURANCE COMPANY OF INDIANA

Data from 3 states

31
B

SHELTER MUTUAL INSURANCE COMPANY

Data from 5 states

32
B

Standard Fire Insurance Company (The)

Data from 7 states

33
B

State Auto Property and Casualty Insurance Company

Data from 3 states

34
B

CINCINNATI INSURANCE COMPANY (THE)

Data from 7 states

35
B

UNITED SERVICES AUTOMOBILE ASSOCIATION

Data from 10 states

36
B

ESSENTIA INSURANCE COMPANY

Data from 9 states

37
B

VIKING INSURANCE COMPANY OF WISCONSIN

Data from 5 states

38
B

NATIONAL GENERAL INSURANCE COMPANY

Data from 8 states

39
B

HARTFORD UNDERWRITERS INSURANCE COMPANY

Data from 7 states

40
B

State National Insurance Company

Data from 8 states

41
B

PROGRESSIVE ADVANCED INSURANCE COMPANY

Data from 3 states

42
B

GEICO CASUALTY COMPANY

Data from 5 states

43
B

SAFECO INSURANCE COMPANY OF ILLINOIS

Data from 6 states

44
B

FARMERS INSURANCE COMPANY

Data from 2 states

45
B

AMERICAN NATIONAL PROPERTY AND CASUALTY COMPANY

Data from 6 states

46
B

ACUITY, A MUTUAL INSURANCE COMPANY

Data from 4 states

47
B

AMERICAN ECONOMY INSURANCE COMPANY

Data from 3 states

48
B

CHUBB NATIONAL INSURANCE COMPANY

Data from 4 states

49
B

DAIRYLAND INSURANCE COMPANY

Data from 5 states

50
B

Farmers Direct Property and Casualty Insurance Company

Data from 6 states

51
B

GOVERNMENT EMPLOYEES INSURANCE COMPANY

Data from 8 states

52
B

MIC GENERAL INSURANCE CORPORATION

Data from 5 states

53
B

NOBLR RECIPROCAL EXCHANGE

Data from 3 states

54
B

PRIVILEGE UNDERWRITERS RECIPROCAL EXCHANGE

Data from 6 states

55
B

PROGRESSIVE MAX INSURANCE COMPANY

Data from 4 states

56
B

PROGRESSIVE NORTHWESTERN INSURANCE COMPANY

Data from 4 states

57
B

Property and Casualty Insurance Company of Hartford

Data from 6 states

58
B

SENTINEL INSURANCE COMPANY, LIMITED.

Data from 5 states

59
B

Hanover Insurance Company (The)

Data from 5 states

60
B

Travelers Home and Marine Insurance Company (The)

Data from 6 states

61
C

Allstate Property and Casualty Insurance Company

Data from 9 states

62
C

American Access Casualty Company

Data from 3 states

63
C

AUTO−OWNERS INSURANCE COMPANY

Data from 4 states

64
C

Elephant Insurance Company

Data from 3 states

65
C

Encompass Indemnity Company

Data from 7 states

66
C

Farmers Insurance Exchange

Data from 7 states

67
C

First Acceptance Insurance Company

Data from 5 states

68
C

First Chicago Insurance Company

Data from 5 states

69
C

Founders Insurance Company

Data from 4 states

70
C

GARRISON PROPERTY AND CASUALTY INSURANCE COMPANY

Data from 8 states

71
C

GEICO INDEMNITY COMPANY

Data from 8 states

72
C

PERMANENT GENERAL ASSURANCE CORPORATION

Data from 8 states

73
C

Safe Auto Insurance Company

Data from 4 states

74
C

State Farm Fire and Casualty Company

Data from 9 states

75
C

TRUMBULL INSURANCE COMPANY

Data from 6 states

76
C

USAA CASUALTY INSURANCE COMPANY

Data from 11 states

77
C

USAA GENERAL INDEMNITY COMPANY

Data from 10 states

78
C

Zurich American Insurance Company

Data from 5 states

79
C

GEICO GENERAL INSURANCE COMPANY

Data from 9 states

80
C

SAFECO INSURANCE COMPANY OF AMERICA

Data from 6 states

81
C

PROGRESSIVE CASUALTY INSURANCE COMPANY

Data from 3 states

82
C

Allstate Fire and Casualty Insurance Company

Data from 7 states

83
C

ECONOMY FIRE AND CASUALTY COMPANY

Data from 3 states

84
C

ESURANCE PROPERTY AND CASUALTY INSURANCE COMPANY

Data from 8 states

85
C

ALLSTATE INDEMNITY COMPANY

Data from 8 states

86
C

ALLSTATE NORTH AMERICAN INSURANCE COMPANY

Data from 6 states

87
C

AMERICAN BANKERS INSURANCE COMPANY OF FL

Data from 3 states

88
C

AMERICAN FAMILY CONNECT PROPERTY AND CASUALTY INSURANCE COMPANY

Data from 10 states

89
C

COUNTRY CASUALTY INSURANCE COMPANY

Data from 4 states

90
C

ECONOMY PREFERRED INSURANCE COMPANY

Data from 4 states

91
C

Farmers Property and Casualty Insurance Company

Data from 5 states

92
C

LIBERTY MUTUAL FIRE INSURANCE COMPANY

Data from 9 states

93
C

LIBERTY MUTUAL INSURANCE COMPANY

Data from 6 states

94
C

NATIONWIDE MUTUAL INSURANCE COMPANY

Data from 6 states

95
C

OWNERS INSURANCE COMPANY

Data from 3 states

96
C

PHILADELPHIA INDEMNITY INSURANCE COMPANY

Data from 8 states

97
C

SHELTER GENERAL INSURANCE COMPANY

Data from 2 states

98
C

STATE AUTOMOBILE MUTUAL INSURANCE COMPANY

Data from 5 states

99
D

ALLSTATE INSURANCE COMPANY

Data from 8 states

100
D

CLUB EXCHANGE CORPORATION, ATTY−IN−FACT FOR AUTOMOBILE CLUB INTER−INSURANCE EX

Data from 3 states

101
D

BRISTOL WEST INSURANCE COMPANY

Data from 6 states

102
D

Esurance Insurance Company

Data from 7 states

103
D

Hartford Insurance Company Of The Southeast

Data from 6 states

104
D

Integon Indemnity Corporation

Data from 6 states

105
D

LIBERTY MUTUAL PERSONAL INSURANCE COMPANY

Data from 7 states

106
D

MGA Insurance Company

Data from 7 states

107
D

ROOT INSURANCE COMPANY

Data from 7 states

108
D

Trexis Insurance Corporation

Data from 4 states

109
D

Young America Insurance Company

Data from 3 states

110
D

INTEGON NATIONAL INSURANCE COMPANY

Data from 9 states

111
D

LM GENERAL INSURANCE COMPANY

Data from 7 states

112
D

TWIN CITY FIRE INSURANCE COMPANY

Data from 4 states

113
D

ALPHA PROPERTY AND CASUALTY INSURANCE COMPANY

Data from 3 states

114
D

PROGRESSIVE PREFERRED INSURANCE COMPANY

Data from 2 states

115
F

American Freedom Insurance Company

Data from 2 states

116
F

Clearcover Insurance Company

Data from 3 states

117
F

Falcon Insurance Company

Data from 3 states

118
F

TRADERS INSURANCE COMPANY

Data from 3 states

About these rankings

Grades are based on formal complaint data filed with state insurance regulators — not price, coverage options, or advertising spend. A companies receive far fewer complaints than the industry average; F companies receive far more. See full methodology →

Grades are editorial opinions based on public data. Not insurance advice. Disclaimer