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Best Auto Insurance in Missouri

118 auto insurers ranked by formal complaint rates filed with state regulators. Lower complaints = better claims experience.

When drivers in Missouri file a claim after a crash or theft, the experience varies widely from one company to the next. The 118 auto insurers ranked below are graded solely on formal complaints filed against them with state insurance regulators, not on price, advertising, or paid customer surveys. A higher grade means a company drew proportionally fewer complaints about claim delays, underpayments, and denials than its competitors.

Across the 118 graded companies, the breakdown is 20 A grades, 40 B grades, 38 C grades, 16 D grades, and 4 F grades. AMERICAN FAMILY INSURANCE COMPANY, AMERICAN FAMILY MUTUAL INSURANCE COMPANY, S.I., and American Select Insurance Company post the strongest claims records in Missouri, each drawing fewer complaints than the industry average. At the other end, Falcon Insurance Company and TRADERS INSURANCE COMPANY draw complaints at well above the typical rate. Compare every rated insurer below before you buy or switch, and weigh these grades alongside price and coverage rather than in place of them.

1
A

AMERICAN FAMILY INSURANCE COMPANY

Data from 6 states

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2
A

AMERICAN FAMILY MUTUAL INSURANCE COMPANY, S.I.

Data from 5 states

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3
A

American Select Insurance Company

Data from 3 states

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4
A

Erie Insurance Exchange

Data from 3 states

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5
A

GEICO Advantage Insurance Company

Data from 4 states

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6
A

HARTFORD FIRE INSURANCE COMPANY

Data from 5 states

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7
A

Nationwide Property and Casualty Insurance Company

Data from 3 states

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8
A

Cincinnati Casualty Company (The)

Data from 6 states

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9
A

AMCO INSURANCE COMPANY

Data from 4 states

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10
A

COUNTRY PREFERRED INSURANCE COMPANY

Data from 4 states

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11
A

AMERICAN NATIONAL GENERAL INSURANCE COMPANY

Data from 3 states

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12
A

ECONOMY PREMIER ASSURANCE COMPANY

Data from 5 states

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13
A

ENCOMPASS INSURANCE COMPANY OF AMERICA

Data from 5 states

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14
A

FARMERS CASUALTY INSURANCE COMPANY

Data from 5 states

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15
A

HARTFORD CASUALTY INSURANCE COMPANY

Data from 6 states

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16
A

HARTFORD INSURANCE COMPANY OF THE MIDWEST

Data from 6 states

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17
A

HORACE MANN PROPERTY AND CASUALTY INSURANCE COMPANY

Data from 5 states

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18
A

NATIONWIDE INSURANCE COMPANY OF AMERICA

Data from 7 states

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19
A

NEW SOUTH INSURANCE COMPANY

Data from 3 states

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20
A

UNITRIN SAFEGUARD INSURANCE COMPANY

Data from 4 states

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21
B

ACE American Insurance Company

Data from 3 states

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22
B

Farmers Group Property and Casualty Insurance Company

Data from 5 states

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23
B

GEICO Choice Insurance Company

Data from 8 states

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24
B

GEICO SECURE INSURANCE COMPANY

Data from 7 states

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25
B

National General Assurance Company

Data from 5 states

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26
B

NATIONWIDE GENERAL INSURANCE COMPANY

Data from 6 states

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27
B

Ohio Security Insurance Company

Data from 3 states

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28
B

Old Republic Insurance Company

Data from 5 states

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29
B

PROGRESSIVE DIRECT INSURANCE COMPANY

Data from 7 states

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30
B

SAFECO INSURANCE COMPANY OF INDIANA

Data from 3 states

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31
B

SHELTER MUTUAL INSURANCE COMPANY

Data from 5 states

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32
B

Standard Fire Insurance Company (The)

Data from 7 states

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33
B

State Auto Property and Casualty Insurance Company

Data from 3 states

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34
B

CINCINNATI INSURANCE COMPANY (THE)

Data from 7 states

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35
B

UNITED SERVICES AUTOMOBILE ASSOCIATION

Data from 10 states

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36
B

ESSENTIA INSURANCE COMPANY

Data from 9 states

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37
B

VIKING INSURANCE COMPANY OF WISCONSIN

Data from 5 states

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38
B

NATIONAL GENERAL INSURANCE COMPANY

Data from 8 states

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39
B

HARTFORD UNDERWRITERS INSURANCE COMPANY

Data from 7 states

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40
B

State National Insurance Company

Data from 8 states

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41
B

PROGRESSIVE ADVANCED INSURANCE COMPANY

Data from 3 states

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42
B

GEICO CASUALTY COMPANY

Data from 5 states

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43
B

SAFECO INSURANCE COMPANY OF ILLINOIS

Data from 6 states

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44
B

FARMERS INSURANCE COMPANY

Data from 2 states

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45
B

AMERICAN NATIONAL PROPERTY AND CASUALTY COMPANY

Data from 6 states

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46
B

ACUITY, A MUTUAL INSURANCE COMPANY

Data from 4 states

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47
B

AMERICAN ECONOMY INSURANCE COMPANY

Data from 3 states

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48
B

CHUBB NATIONAL INSURANCE COMPANY

Data from 4 states

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49
B

DAIRYLAND INSURANCE COMPANY

Data from 5 states

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50
B

Farmers Direct Property and Casualty Insurance Company

Data from 6 states

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51
B

GOVERNMENT EMPLOYEES INSURANCE COMPANY

Data from 8 states

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52
B

MIC GENERAL INSURANCE CORPORATION

Data from 5 states

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53
B

NOBLR RECIPROCAL EXCHANGE

Data from 3 states

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54
B

PRIVILEGE UNDERWRITERS RECIPROCAL EXCHANGE

Data from 6 states

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55
B

PROGRESSIVE MAX INSURANCE COMPANY

Data from 4 states

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56
B

PROGRESSIVE NORTHWESTERN INSURANCE COMPANY

Data from 4 states

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57
B

Property and Casualty Insurance Company of Hartford

Data from 6 states

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58
B

SENTINEL INSURANCE COMPANY, LIMITED.

Data from 5 states

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59
B

Hanover Insurance Company (The)

Data from 5 states

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60
B

Travelers Home and Marine Insurance Company (The)

Data from 6 states

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61
C

Allstate Property and Casualty Insurance Company

Data from 9 states

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62
C

American Access Casualty Company

Data from 3 states

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63
C

AUTO−OWNERS INSURANCE COMPANY

Data from 4 states

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64
C

Elephant Insurance Company

Data from 3 states

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65
C

Encompass Indemnity Company

Data from 7 states

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66
C

Farmers Insurance Exchange

Data from 7 states

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67
C

First Acceptance Insurance Company

Data from 5 states

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68
C

First Chicago Insurance Company

Data from 5 states

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69
C

Founders Insurance Company

Data from 4 states

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70
C

GARRISON PROPERTY AND CASUALTY INSURANCE COMPANY

Data from 8 states

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71
C

GEICO INDEMNITY COMPANY

Data from 8 states

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72
C

PERMANENT GENERAL ASSURANCE CORPORATION

Data from 8 states

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73
C

Safe Auto Insurance Company

Data from 4 states

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74
C

State Farm Fire and Casualty Company

Data from 9 states

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75
C

TRUMBULL INSURANCE COMPANY

Data from 6 states

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76
C

USAA CASUALTY INSURANCE COMPANY

Data from 11 states

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77
C

USAA GENERAL INDEMNITY COMPANY

Data from 10 states

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78
C

Zurich American Insurance Company

Data from 5 states

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79
C

GEICO GENERAL INSURANCE COMPANY

Data from 9 states

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80
C

SAFECO INSURANCE COMPANY OF AMERICA

Data from 6 states

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81
C

PROGRESSIVE CASUALTY INSURANCE COMPANY

Data from 3 states

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82
C

Allstate Fire and Casualty Insurance Company

Data from 7 states

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83
C

ECONOMY FIRE AND CASUALTY COMPANY

Data from 3 states

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84
C

ESURANCE PROPERTY AND CASUALTY INSURANCE COMPANY

Data from 8 states

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85
C

ALLSTATE INDEMNITY COMPANY

Data from 8 states

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86
C

ALLSTATE NORTH AMERICAN INSURANCE COMPANY

Data from 6 states

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87
C

AMERICAN BANKERS INSURANCE COMPANY OF FL

Data from 3 states

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88
C

AMERICAN FAMILY CONNECT PROPERTY AND CASUALTY INSURANCE COMPANY

Data from 10 states

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89
C

COUNTRY CASUALTY INSURANCE COMPANY

Data from 4 states

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90
C

ECONOMY PREFERRED INSURANCE COMPANY

Data from 4 states

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91
C

Farmers Property and Casualty Insurance Company

Data from 5 states

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92
C

LIBERTY MUTUAL FIRE INSURANCE COMPANY

Data from 9 states

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93
C

LIBERTY MUTUAL INSURANCE COMPANY

Data from 6 states

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94
C

NATIONWIDE MUTUAL INSURANCE COMPANY

Data from 6 states

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95
C

OWNERS INSURANCE COMPANY

Data from 3 states

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96
C

PHILADELPHIA INDEMNITY INSURANCE COMPANY

Data from 8 states

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97
C

SHELTER GENERAL INSURANCE COMPANY

Data from 2 states

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98
C

STATE AUTOMOBILE MUTUAL INSURANCE COMPANY

Data from 5 states

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99
D

ALLSTATE INSURANCE COMPANY

Data from 8 states

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100
D

CLUB EXCHANGE CORPORATION, ATTY−IN−FACT FOR AUTOMOBILE CLUB INTER−INSURANCE EX

Data from 3 states

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101
D

BRISTOL WEST INSURANCE COMPANY

Data from 6 states

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102
D

Esurance Insurance Company

Data from 7 states

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103
D

Hartford Insurance Company Of The Southeast

Data from 6 states

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104
D

Integon Indemnity Corporation

Data from 6 states

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105
D

LIBERTY MUTUAL PERSONAL INSURANCE COMPANY

Data from 7 states

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106
D

MGA Insurance Company

Data from 7 states

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107
D

ROOT INSURANCE COMPANY

Data from 7 states

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108
D

Trexis Insurance Corporation

Data from 4 states

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109
D

Young America Insurance Company

Data from 3 states

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110
D

INTEGON NATIONAL INSURANCE COMPANY

Data from 9 states

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111
D

LM GENERAL INSURANCE COMPANY

Data from 7 states

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112
D

TWIN CITY FIRE INSURANCE COMPANY

Data from 4 states

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113
D

ALPHA PROPERTY AND CASUALTY INSURANCE COMPANY

Data from 3 states

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114
D

PROGRESSIVE PREFERRED INSURANCE COMPANY

Data from 2 states

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115
F

American Freedom Insurance Company

Data from 2 states

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116
F

Clearcover Insurance Company

Data from 3 states

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117
F

Falcon Insurance Company

Data from 3 states

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118
F

TRADERS INSURANCE COMPANY

Data from 3 states

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About these rankings

Grades are based on formal complaint data filed with state insurance regulators — not price, coverage options, or advertising spend. A companies receive far fewer complaints than the industry average; F companies receive far more. See full methodology →

Grades are editorial opinions based on public data. Not insurance advice. Disclaimer