Best Auto Insurance in Michigan
46 auto insurers ranked by formal complaint rates filed with state regulators. Lower complaints = better claims experience.
When drivers in Michigan file a claim after a crash or theft, the experience varies widely from one company to the next. The 46 auto insurers ranked below are graded solely on formal complaints filed against them with state insurance regulators, not on price, advertising, or paid customer surveys. A higher grade means a company drew proportionally fewer complaints about claim delays, underpayments, and denials than its competitors.
Across the 46 graded companies, the breakdown is 5 A grades, 18 B grades, 17 C grades, 5 D grades, and 1 F grade. American Select Insurance Company, Cincinnati Casualty Company (The), and GREAT WEST CASUALTY COMPANY post the strongest claims records in Michigan, each drawing fewer complaints than the industry average. At the other end, LM GENERAL INSURANCE COMPANY and Auto Club Insurance Association draw complaints at well above the typical rate. Compare every rated insurer below before you buy or switch, and weigh these grades alongside price and coverage rather than in place of them.
American Select Insurance Company
Data from 3 states
Cincinnati Casualty Company (The)
Data from 6 states
GREAT WEST CASUALTY COMPANY
Data from 5 states
LIBERTY SURPLUS INSURANCE CORPORATION, THE
Data from 4 states
FRANKENMUTH INSURANCE COMPANY
Data from 2 states
ACE American Insurance Company
Data from 3 states
Farmers Group Property and Casualty Insurance Company
Data from 5 states
Old Republic Insurance Company
Data from 5 states
CINCINNATI INSURANCE COMPANY (THE)
Data from 7 states
UNITED SERVICES AUTOMOBILE ASSOCIATION
Data from 10 states
ESSENTIA INSURANCE COMPANY
Data from 9 states
AMICA MUTUAL INSURANCE COMPANY
Data from 6 states
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
Data from 5 states
NATIONAL GENERAL INSURANCE COMPANY
Data from 8 states
SAFECO INSURANCE COMPANY OF ILLINOIS
Data from 6 states
AMERICAN ECONOMY INSURANCE COMPANY
Data from 3 states
Farmers Direct Property and Casualty Insurance Company
Data from 6 states
GOVERNMENT EMPLOYEES INSURANCE COMPANY
Data from 8 states
MIC GENERAL INSURANCE CORPORATION
Data from 5 states
Property and Casualty Insurance Company of Hartford
Data from 6 states
TRUCK INSURANCE EXCHANGE
Data from 4 states
SENTRY INSURANCE COMPANY
Data from 4 states
Auto Owners Insurance Company
Data from 3 states
Allstate Property and Casualty Insurance Company
Data from 9 states
Farmers Insurance Exchange
Data from 7 states
GEICO INDEMNITY COMPANY
Data from 8 states
State Farm Fire and Casualty Company
Data from 9 states
TRUMBULL INSURANCE COMPANY
Data from 6 states
USAA CASUALTY INSURANCE COMPANY
Data from 11 states
GEICO GENERAL INSURANCE COMPANY
Data from 9 states
ESURANCE PROPERTY AND CASUALTY INSURANCE COMPANY
Data from 8 states
AMERICAN FAMILY CONNECT PROPERTY AND CASUALTY INSURANCE COMPANY
Data from 10 states
LIBERTY MUTUAL FIRE INSURANCE COMPANY
Data from 9 states
LIBERTY MUTUAL INSURANCE COMPANY
Data from 6 states
PHILADELPHIA INDEMNITY INSURANCE COMPANY
Data from 8 states
STATE AUTOMOBILE MUTUAL INSURANCE COMPANY
Data from 5 states
BERKSHIRE HATHAWAY DIRECT INSURANCE COMPANY
Data from 5 states
NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA.
Data from 6 states
Home-Owners Insurance Company
Data from 2 states
TITAN INSURANCE COMPANY
Data from 2 states
ALLSTATE INSURANCE COMPANY
Data from 8 states
Hartford Insurance Company Of The Southeast
Data from 6 states
LIBERTY MUTUAL PERSONAL INSURANCE COMPANY
Data from 7 states
INTEGON NATIONAL INSURANCE COMPANY
Data from 9 states
LM GENERAL INSURANCE COMPANY
Data from 7 states
Auto Club Insurance Association
Data from 2 states
About these rankings
Grades are based on formal complaint data filed with state insurance regulators — not price, coverage options, or advertising spend. A companies receive far fewer complaints than the industry average; F companies receive far more. See full methodology →
Grades are editorial opinions based on public data. Not insurance advice. Disclaimer