The Claim TruthThe Claim Truth
← All auto insurers

Best Auto Insurance in Colorado

169 auto insurers ranked by formal complaint rates filed with state regulators. Lower complaints = better claims experience.

When drivers in Colorado file a claim after a crash or theft, the experience varies widely from one company to the next. The 169 auto insurers ranked below are graded solely on formal complaints filed against them with state insurance regulators, not on price, advertising, or paid customer surveys. A higher grade means a company drew proportionally fewer complaints about claim delays, underpayments, and denials than its competitors.

Across the 169 graded companies, the breakdown is 40 A grades, 57 B grades, 53 C grades, 16 D grades, and 3 F grades. AMERICAN FAMILY INSURANCE COMPANY, AMERICAN FAMILY MUTUAL INSURANCE COMPANY, S.I., and American Select Insurance Company post the strongest claims records in Colorado, each drawing fewer complaints than the industry average. At the other end, TESLA PROPERTY AND CASUALTY and LOYA INSURANCE COMPANY draw complaints at well above the typical rate. Compare every rated insurer below before you buy or switch, and weigh these grades alongside price and coverage rather than in place of them.

1
A

AMERICAN FAMILY INSURANCE COMPANY

Data from 6 states

2
A

AMERICAN FAMILY MUTUAL INSURANCE COMPANY, S.I.

Data from 5 states

3
A

American Select Insurance Company

Data from 3 states

4
A

Erie Insurance Exchange

Data from 3 states

5
A

GEICO Advantage Insurance Company

Data from 4 states

6
A

HARTFORD FIRE INSURANCE COMPANY

Data from 5 states

7
A

Nationwide Property and Casualty Insurance Company

Data from 3 states

8
A

Cincinnati Casualty Company (The)

Data from 6 states

9
A

MID-CENTURY INSURANCE COMPANY

Data from 3 states

10
A

AMCO INSURANCE COMPANY

Data from 4 states

11
A

COUNTRY PREFERRED INSURANCE COMPANY

Data from 4 states

12
A

AMERICAN NATIONAL GENERAL INSURANCE COMPANY

Data from 3 states

13
A

ECONOMY PREMIER ASSURANCE COMPANY

Data from 5 states

14
A

ENCOMPASS INSURANCE COMPANY OF AMERICA

Data from 5 states

15
A

FARMERS CASUALTY INSURANCE COMPANY

Data from 5 states

16
A

HARTFORD CASUALTY INSURANCE COMPANY

Data from 6 states

17
A

HARTFORD INSURANCE COMPANY OF THE MIDWEST

Data from 6 states

18
A

HORACE MANN PROPERTY AND CASUALTY INSURANCE COMPANY

Data from 5 states

19
A

NATIONWIDE INSURANCE COMPANY OF AMERICA

Data from 7 states

20
A

NEW SOUTH INSURANCE COMPANY

Data from 3 states

21
A

UNITRIN SAFEGUARD INSURANCE COMPANY

Data from 4 states

22
A

AMERICAN HALLMARK INSURANCE COMPANY OF TEXAS

Data from 3 states

23
A

REPWEST INSURANCE COMPANY

Data from 3 states

24
A

UTICA MUTUAL INSURANCE COMPANY

Data from 4 states

25
A

Travelers Indemnity Company (The)

Data from 3 states

26
A

GREAT WEST CASUALTY COMPANY

Data from 5 states

27
A

TRAVELERS PERSONAL SECURITY INSURANCE COMPANY

Data from 3 states

28
A

HANOVER AMERICAN INSURANCE COMPANY (THE)

Data from 3 states

29
A

LIBERTY SURPLUS INSURANCE CORPORATION, THE

Data from 4 states

30
A

NUTMEG INSURANCE COMPANY

Data from 3 states

31
A

Allmerica Financial Alliance Insurance Company

Data from 3 states

32
A

Travelers Personal Insurance Company

Data from 2 states

33
A

American States Insurance Company

Data from 2 states

34
A

Travelers Commercial Insurance Company

Data from 5 states

35
A

Kemper Independence Insurance Company

Data from 2 states

36
A

Artisan and Truckers Casualty Company

Data from 3 states

37
A

Country Mutual Insurance Company

Data from 2 states

38
A

AMERICAN COMMERCE INSURANCE COMPANY

Data from 2 states

39
A

FRANKENMUTH INSURANCE COMPANY

Data from 2 states

40
A

RiverStone International Insurance

Data from 2 states

41
B

GEICO Choice Insurance Company

Data from 8 states

42
B

GEICO SECURE INSURANCE COMPANY

Data from 7 states

43
B

National General Assurance Company

Data from 5 states

44
B

NATIONWIDE GENERAL INSURANCE COMPANY

Data from 6 states

45
B

Ohio Security Insurance Company

Data from 3 states

46
B

Old Republic Insurance Company

Data from 5 states

47
B

PROGRESSIVE DIRECT INSURANCE COMPANY

Data from 7 states

48
B

SAFECO INSURANCE COMPANY OF INDIANA

Data from 3 states

49
B

SHELTER MUTUAL INSURANCE COMPANY

Data from 5 states

50
B

Standard Fire Insurance Company (The)

Data from 7 states

51
B

State Auto Property and Casualty Insurance Company

Data from 3 states

52
B

CINCINNATI INSURANCE COMPANY (THE)

Data from 7 states

53
B

UNITED SERVICES AUTOMOBILE ASSOCIATION

Data from 10 states

54
B

CALIFORNIA CASUALTY INDEMNITY EXCHANGE (THE)

Data from 3 states

55
B

ESSENTIA INSURANCE COMPANY

Data from 9 states

56
B

VIKING INSURANCE COMPANY OF WISCONSIN

Data from 5 states

57
B

DRIVE INSURANCE COMPANY

Data from 2 states

58
B

ALLSTATE NORTHBROOK INDEMNITY COMPANY

Data from 2 states

59
B

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Data from 5 states

60
B

NATIONAL GENERAL INSURANCE COMPANY

Data from 8 states

61
B

HARTFORD UNDERWRITERS INSURANCE COMPANY

Data from 7 states

62
B

State National Insurance Company

Data from 8 states

63
B

PROGRESSIVE ADVANCED INSURANCE COMPANY

Data from 3 states

64
B

GEICO CASUALTY COMPANY

Data from 5 states

65
B

SAFECO INSURANCE COMPANY OF ILLINOIS

Data from 6 states

66
B

AMERICAN NATIONAL PROPERTY AND CASUALTY COMPANY

Data from 6 states

67
B

ACUITY, A MUTUAL INSURANCE COMPANY

Data from 4 states

68
B

AMERICAN ECONOMY INSURANCE COMPANY

Data from 3 states

69
B

CHUBB NATIONAL INSURANCE COMPANY

Data from 4 states

70
B

DAIRYLAND INSURANCE COMPANY

Data from 5 states

71
B

Farmers Direct Property and Casualty Insurance Company

Data from 6 states

72
B

GOVERNMENT EMPLOYEES INSURANCE COMPANY

Data from 8 states

73
B

MIC GENERAL INSURANCE CORPORATION

Data from 5 states

74
B

NOBLR RECIPROCAL EXCHANGE

Data from 3 states

75
B

PRIVILEGE UNDERWRITERS RECIPROCAL EXCHANGE

Data from 6 states

76
B

PROGRESSIVE MAX INSURANCE COMPANY

Data from 4 states

77
B

PROGRESSIVE NORTHWESTERN INSURANCE COMPANY

Data from 4 states

78
B

Property and Casualty Insurance Company of Hartford

Data from 6 states

79
B

SENTINEL INSURANCE COMPANY, LIMITED.

Data from 5 states

80
B

Hanover Insurance Company (The)

Data from 5 states

81
B

Travelers Home and Marine Insurance Company (The)

Data from 6 states

82
B

NATIONAL LIABILITY AND FIRE INSURANCE COMPANY

Data from 4 states

83
B

TRUCK INSURANCE EXCHANGE

Data from 4 states

84
B

SENTRY INSURANCE COMPANY

Data from 4 states

85
B

GENERAL INSURANCE COMPANY OF AMERICA

Data from 4 states

86
B

DAIRYLAND COUNTY MUTUAL INSURANCE COMPANY OF TEXAS

Data from 2 states

87
B

NEW YORK MARINE AND GENERAL INSURANCE COMPANY

Data from 3 states

88
B

LIBERTY INSURANCE CORPORATION

Data from 4 states

89
B

LIBERTY COUNTY MUTUAL INSURANCE COMPANY

Data from 2 states

90
B

Erie Insurance Company

Data from 3 states

91
B

Infinity Insurance Company

Data from 3 states

92
B

Auto Owners Insurance Company

Data from 3 states

93
B

Northland Insurance Company

Data from 3 states

94
B

Root Property and Casualty Insurance Company

Data from 3 states

95
B

Progressive Northern Insurance Company

Data from 3 states

96
B

ENCOMPASS INSURANCE COMPANY

Data from 5 states

97
B

Integon Preferred Insurance Company

Data from 3 states

98
C

Allstate Property and Casualty Insurance Company

Data from 9 states

99
C

American Access Casualty Company

Data from 3 states

100
C

Elephant Insurance Company

Data from 3 states

101
C

Encompass Indemnity Company

Data from 7 states

102
C

Farmers Insurance Exchange

Data from 7 states

103
C

First Acceptance Insurance Company

Data from 5 states

104
C

First Chicago Insurance Company

Data from 5 states

105
C

Founders Insurance Company

Data from 4 states

106
C

GARRISON PROPERTY AND CASUALTY INSURANCE COMPANY

Data from 8 states

107
C

GEICO INDEMNITY COMPANY

Data from 8 states

108
C

PERMANENT GENERAL ASSURANCE CORPORATION

Data from 8 states

109
C

Safe Auto Insurance Company

Data from 4 states

110
C

State Farm Fire and Casualty Company

Data from 9 states

111
C

TRUMBULL INSURANCE COMPANY

Data from 6 states

112
C

USAA CASUALTY INSURANCE COMPANY

Data from 11 states

113
C

USAA GENERAL INDEMNITY COMPANY

Data from 10 states

114
C

Zurich American Insurance Company

Data from 5 states

115
C

GEICO GENERAL INSURANCE COMPANY

Data from 9 states

116
C

UNITED FINANCIAL CASUALTY COMPANY

Data from 3 states

117
C

SAFECO INSURANCE COMPANY OF AMERICA

Data from 6 states

118
C

FOREMOST INSURANCE COMPANY GRAND RAPIDS, MICHIGAN

Data from 4 states

119
C

21ST CENTURY INSURANCE COMPANY

Data from 2 states

120
C

21ST CENTURY CASUALTY COMPANY

Data from 2 states

121
C

PROGRESSIVE CASUALTY INSURANCE COMPANY

Data from 3 states

122
C

Allstate Fire and Casualty Insurance Company

Data from 7 states

123
C

ECONOMY FIRE AND CASUALTY COMPANY

Data from 3 states

124
C

ESURANCE PROPERTY AND CASUALTY INSURANCE COMPANY

Data from 8 states

125
C

ALLSTATE INDEMNITY COMPANY

Data from 8 states

126
C

ALLSTATE NORTH AMERICAN INSURANCE COMPANY

Data from 6 states

127
C

AMERICAN FAMILY CONNECT PROPERTY AND CASUALTY INSURANCE COMPANY

Data from 10 states

128
C

COUNTRY CASUALTY INSURANCE COMPANY

Data from 4 states

129
C

ECONOMY PREFERRED INSURANCE COMPANY

Data from 4 states

130
C

Farmers Property and Casualty Insurance Company

Data from 5 states

131
C

LIBERTY MUTUAL FIRE INSURANCE COMPANY

Data from 9 states

132
C

LIBERTY MUTUAL INSURANCE COMPANY

Data from 6 states

133
C

NATIONWIDE MUTUAL INSURANCE COMPANY

Data from 6 states

134
C

OWNERS INSURANCE COMPANY

Data from 3 states

135
C

PHILADELPHIA INDEMNITY INSURANCE COMPANY

Data from 8 states

136
C

SHELTER GENERAL INSURANCE COMPANY

Data from 2 states

137
C

STATE AUTOMOBILE MUTUAL INSURANCE COMPANY

Data from 5 states

138
C

BERKSHIRE HATHAWAY DIRECT INSURANCE COMPANY

Data from 5 states

139
C

INFINITY COUNTY MUTUAL INSURANCE COMPANY

Data from 2 states

140
C

NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA.

Data from 6 states

141
C

PERMANENT GENERAL ASSURANCE CORPORATION OF OHIO

Data from 4 states

142
C

Progressive Specialty Insurance Company

Data from 2 states

143
C

CSAA General Insurance Company

Data from 4 states

144
C

Integon Casualty Insurance Company

Data from 2 states

145
C

Stonegate Insurance Company

Data from 2 states

146
C

Unique Insurance Company

Data from 2 states

147
C

CSAA Fire and Casualty Insurance Company

Data from 2 states

148
C

Home-Owners Insurance Company

Data from 2 states

149
C

TESLA GENERAL INSURANCE

Data from 2 states

150
C

TITAN INSURANCE COMPANY

Data from 2 states

151
D

BRISTOL WEST INSURANCE COMPANY

Data from 6 states

152
D

Esurance Insurance Company

Data from 7 states

153
D

Hartford Insurance Company Of The Southeast

Data from 6 states

154
D

Integon Indemnity Corporation

Data from 6 states

155
D

LIBERTY MUTUAL PERSONAL INSURANCE COMPANY

Data from 7 states

156
D

MGA Insurance Company

Data from 7 states

157
D

ROOT INSURANCE COMPANY

Data from 7 states

158
D

Trexis Insurance Corporation

Data from 4 states

159
D

Young America Insurance Company

Data from 3 states

160
D

INTEGON NATIONAL INSURANCE COMPANY

Data from 9 states

161
D

METROMILE INSURANCE COMPANY

Data from 3 states

162
D

LM GENERAL INSURANCE COMPANY

Data from 7 states

163
D

TWIN CITY FIRE INSURANCE COMPANY

Data from 4 states

164
D

ALPHA PROPERTY AND CASUALTY INSURANCE COMPANY

Data from 3 states

165
D

PROGRESSIVE PREFERRED INSURANCE COMPANY

Data from 2 states

166
D

SAFEWAY INSURANCE COMPANY

Data from 3 states

167
F

Falcon Insurance Company

Data from 3 states

168
F

TESLA PROPERTY AND CASUALTY

Data from 2 states

169
F

LOYA INSURANCE COMPANY

Data from 4 states

About these rankings

Grades are based on formal complaint data filed with state insurance regulators — not price, coverage options, or advertising spend. A companies receive far fewer complaints than the industry average; F companies receive far more. See full methodology →

Grades are editorial opinions based on public data. Not insurance advice. Disclaimer