Best Auto Insurance in California
40 auto insurers ranked by formal complaint rates filed with state regulators. Lower complaints = better claims experience.
When drivers in California file a claim after a crash or theft, the experience varies widely from one company to the next. The 40 auto insurers ranked below are graded solely on formal complaints filed against them with state insurance regulators, not on price, advertising, or paid customer surveys. A higher grade means a company drew proportionally fewer complaints about claim delays, underpayments, and denials than its competitors.
Across the 40 graded companies, the breakdown is 3 A grades, 16 B grades, 16 C grades, 4 D grades, and 1 F grade. MID-CENTURY INSURANCE COMPANY, NATIONWIDE INSURANCE COMPANY OF AMERICA, and Travelers Commercial Insurance Company post the strongest claims records in California, each drawing fewer complaints than the industry average. At the other end, METROMILE INSURANCE COMPANY and ANCHOR GENERAL INSURANCE COMPANY draw complaints at well above the typical rate. Compare every rated insurer below before you buy or switch, and weigh these grades alongside price and coverage rather than in place of them.
MID-CENTURY INSURANCE COMPANY
Data from 3 states
NATIONWIDE INSURANCE COMPANY OF AMERICA
Data from 7 states
Travelers Commercial Insurance Company
Data from 5 states
PROGRESSIVE DIRECT INSURANCE COMPANY
Data from 7 states
UNITED SERVICES AUTOMOBILE ASSOCIATION
Data from 10 states
CALIFORNIA CASUALTY INDEMNITY EXCHANGE (THE)
Data from 3 states
ESSENTIA INSURANCE COMPANY
Data from 9 states
VIKING INSURANCE COMPANY OF WISCONSIN
Data from 5 states
DRIVE INSURANCE COMPANY
Data from 2 states
AMICA MUTUAL INSURANCE COMPANY
Data from 6 states
ALLSTATE NORTHBROOK INDEMNITY COMPANY
Data from 2 states
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
Data from 5 states
NATIONAL GENERAL INSURANCE COMPANY
Data from 8 states
HARTFORD UNDERWRITERS INSURANCE COMPANY
Data from 7 states
State National Insurance Company
Data from 8 states
AMERICAN NATIONAL PROPERTY AND CASUALTY COMPANY
Data from 6 states
Infinity Insurance Company
Data from 3 states
ENCOMPASS INSURANCE COMPANY
Data from 5 states
Integon Preferred Insurance Company
Data from 3 states
Farmers Insurance Exchange
Data from 7 states
GARRISON PROPERTY AND CASUALTY INSURANCE COMPANY
Data from 8 states
GEICO INDEMNITY COMPANY
Data from 8 states
PERMANENT GENERAL ASSURANCE CORPORATION
Data from 8 states
USAA CASUALTY INSURANCE COMPANY
Data from 11 states
USAA GENERAL INDEMNITY COMPANY
Data from 10 states
WAWANESA GENERAL INSURANCE COMPANY
Data from 2 states
GEICO GENERAL INSURANCE COMPANY
Data from 9 states
UNITED FINANCIAL CASUALTY COMPANY
Data from 3 states
SAFECO INSURANCE COMPANY OF AMERICA
Data from 6 states
FOREMOST INSURANCE COMPANY GRAND RAPIDS, MICHIGAN
Data from 4 states
21ST CENTURY INSURANCE COMPANY
Data from 2 states
21ST CENTURY CASUALTY COMPANY
Data from 2 states
ESURANCE PROPERTY AND CASUALTY INSURANCE COMPANY
Data from 8 states
AMERICAN FAMILY CONNECT PROPERTY AND CASUALTY INSURANCE COMPANY
Data from 10 states
LIBERTY MUTUAL FIRE INSURANCE COMPANY
Data from 9 states
ALLSTATE INSURANCE COMPANY
Data from 8 states
COAST NATIONAL INSURANCE COMPANY
Data from 2 states
INTEGON NATIONAL INSURANCE COMPANY
Data from 9 states
METROMILE INSURANCE COMPANY
Data from 3 states
ANCHOR GENERAL INSURANCE COMPANY
Data from 2 states
About these rankings
Grades are based on formal complaint data filed with state insurance regulators — not price, coverage options, or advertising spend. A companies receive far fewer complaints than the industry average; F companies receive far more. See full methodology →
Grades are editorial opinions based on public data. Not insurance advice. Disclaimer