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Best Auto Insurance in New Jersey

4 auto insurers ranked by formal complaint rates filed with state regulators. Lower complaints = better claims experience.

When drivers in New Jersey file a claim after a crash or theft, the experience varies widely from one company to the next. The 4 auto insurers ranked below are graded solely on formal complaints filed against them with state insurance regulators, not on price, advertising, or paid customer surveys. A higher grade means a company drew proportionally fewer complaints about claim delays, underpayments, and denials than its competitors.

Across the 4 graded companies, the breakdown is 1 B grade and 3 C grades. Hanover Insurance Company (The), Founders Insurance Company, and FOREMOST INSURANCE COMPANY GRAND RAPIDS, MICHIGAN lead the field in New Jersey, each drawing fewer complaints than the industry average. Compare every rated insurer below before you buy or switch, and weigh these grades alongside price and coverage rather than in place of them.

About these rankings

Grades are based on formal complaint data filed with state insurance regulators — not price, coverage options, or advertising spend. A companies receive far fewer complaints than the industry average; F companies receive far more. See full methodology →

Grades are editorial opinions based on public data. Not insurance advice. Disclaimer