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Best Auto Insurance in Indiana

51 auto insurers ranked by formal complaint rates filed with state regulators. Lower complaints = better claims experience.

When drivers in Indiana file a claim after a crash or theft, the experience varies widely from one company to the next. The 51 auto insurers ranked below are graded solely on formal complaints filed against them with state insurance regulators, not on price, advertising, or paid customer surveys. A higher grade means a company drew proportionally fewer complaints about claim delays, underpayments, and denials than its competitors.

Across the 51 graded companies, the breakdown is 3 A grades, 10 B grades, 23 C grades, 11 D grades, and 4 F grades. AMERICAN FAMILY INSURANCE COMPANY, Erie Insurance Exchange, and GEICO Advantage Insurance Company post the strongest claims records in Indiana, each drawing fewer complaints than the industry average. At the other end, TRADERS INSURANCE COMPANY and LOYA INSURANCE COMPANY draw complaints at well above the typical rate. Compare every rated insurer below before you buy or switch, and weigh these grades alongside price and coverage rather than in place of them.

1
A

AMERICAN FAMILY INSURANCE COMPANY

Data from 6 states

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2
A

Erie Insurance Exchange

Data from 3 states

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3
A

GEICO Advantage Insurance Company

Data from 4 states

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4
B

GEICO Choice Insurance Company

Data from 8 states

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5
B

GEICO SECURE INSURANCE COMPANY

Data from 7 states

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6
B

SAFECO INSURANCE COMPANY OF INDIANA

Data from 3 states

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7
B

SHELTER MUTUAL INSURANCE COMPANY

Data from 5 states

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8
B

ESSENTIA INSURANCE COMPANY

Data from 9 states

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9
B

VIKING INSURANCE COMPANY OF WISCONSIN

Data from 5 states

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10
B

GOVERNMENT EMPLOYEES INSURANCE COMPANY

Data from 8 states

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11
B

MIC GENERAL INSURANCE CORPORATION

Data from 5 states

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12
B

CENTRAL MUTUAL INSURANCE COMPANY

Data from 4 states

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13
B

Erie Insurance Company

Data from 3 states

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14
C

Allstate Property and Casualty Insurance Company

Data from 9 states

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15
C

AUTO−OWNERS INSURANCE COMPANY

Data from 4 states

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16
C

Encompass Indemnity Company

Data from 7 states

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17
C

Farmers Insurance Exchange

Data from 7 states

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18
C

First Acceptance Insurance Company

Data from 5 states

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19
C

First Chicago Insurance Company

Data from 5 states

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20
C

Founders Insurance Company

Data from 4 states

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21
C

GARRISON PROPERTY AND CASUALTY INSURANCE COMPANY

Data from 8 states

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22
C

PERMANENT GENERAL ASSURANCE CORPORATION

Data from 8 states

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23
C

State Farm Fire and Casualty Company

Data from 9 states

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24
C

USAA CASUALTY INSURANCE COMPANY

Data from 11 states

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25
C

USAA GENERAL INDEMNITY COMPANY

Data from 10 states

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26
C

Zurich American Insurance Company

Data from 5 states

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27
C

GEICO GENERAL INSURANCE COMPANY

Data from 9 states

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28
C

ALLSTATE INDEMNITY COMPANY

Data from 8 states

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29
C

ALLSTATE NORTH AMERICAN INSURANCE COMPANY

Data from 6 states

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30
C

AMERICAN FAMILY CONNECT PROPERTY AND CASUALTY INSURANCE COMPANY

Data from 10 states

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31
C

PHILADELPHIA INDEMNITY INSURANCE COMPANY

Data from 8 states

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32
C

NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA.

Data from 6 states

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33
C

PERMANENT GENERAL ASSURANCE CORPORATION OF OHIO

Data from 4 states

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34
C

CSAA General Insurance Company

Data from 4 states

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35
C

Farmers Automobile Insurance Association (The)

Data from 2 states

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36
C

Illinois Farmers Insurance Company

Data from 2 states

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37
D

ALLSTATE INSURANCE COMPANY

Data from 8 states

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38
D

CLUB EXCHANGE CORPORATION, ATTY−IN−FACT FOR AUTOMOBILE CLUB INTER−INSURANCE EX

Data from 3 states

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39
D

BRISTOL WEST INSURANCE COMPANY

Data from 6 states

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40
D

Esurance Insurance Company

Data from 7 states

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41
D

Integon Indemnity Corporation

Data from 6 states

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42
D

LIBERTY MUTUAL PERSONAL INSURANCE COMPANY

Data from 7 states

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43
D

MGA Insurance Company

Data from 7 states

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44
D

ROOT INSURANCE COMPANY

Data from 7 states

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45
D

Trexis Insurance Corporation

Data from 4 states

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46
D

Young America Insurance Company

Data from 3 states

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47
D

INTEGON NATIONAL INSURANCE COMPANY

Data from 9 states

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48
F

American Freedom Insurance Company

Data from 2 states

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49
F

Clearcover Insurance Company

Data from 3 states

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50
F

TRADERS INSURANCE COMPANY

Data from 3 states

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51
F

LOYA INSURANCE COMPANY

Data from 4 states

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About these rankings

Grades are based on formal complaint data filed with state insurance regulators — not price, coverage options, or advertising spend. A companies receive far fewer complaints than the industry average; F companies receive far more. See full methodology →

Grades are editorial opinions based on public data. Not insurance advice. Disclaimer