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Best Auto Insurance in Indiana

51 auto insurers ranked by formal complaint rates filed with state regulators. Lower complaints = better claims experience.

When drivers in Indiana file a claim after a crash or theft, the experience varies widely from one company to the next. The 51 auto insurers ranked below are graded solely on formal complaints filed against them with state insurance regulators, not on price, advertising, or paid customer surveys. A higher grade means a company drew proportionally fewer complaints about claim delays, underpayments, and denials than its competitors.

Across the 51 graded companies, the breakdown is 3 A grades, 10 B grades, 23 C grades, 11 D grades, and 4 F grades. AMERICAN FAMILY INSURANCE COMPANY, Erie Insurance Exchange, and GEICO Advantage Insurance Company post the strongest claims records in Indiana, each drawing fewer complaints than the industry average. At the other end, TRADERS INSURANCE COMPANY and LOYA INSURANCE COMPANY draw complaints at well above the typical rate. Compare every rated insurer below before you buy or switch, and weigh these grades alongside price and coverage rather than in place of them.

1
A

AMERICAN FAMILY INSURANCE COMPANY

Data from 6 states

2
A

Erie Insurance Exchange

Data from 3 states

3
A

GEICO Advantage Insurance Company

Data from 4 states

4
B

GEICO Choice Insurance Company

Data from 8 states

5
B

GEICO SECURE INSURANCE COMPANY

Data from 7 states

6
B

SAFECO INSURANCE COMPANY OF INDIANA

Data from 3 states

7
B

SHELTER MUTUAL INSURANCE COMPANY

Data from 5 states

8
B

ESSENTIA INSURANCE COMPANY

Data from 9 states

9
B

VIKING INSURANCE COMPANY OF WISCONSIN

Data from 5 states

10
B

GOVERNMENT EMPLOYEES INSURANCE COMPANY

Data from 8 states

11
B

MIC GENERAL INSURANCE CORPORATION

Data from 5 states

12
B

CENTRAL MUTUAL INSURANCE COMPANY

Data from 4 states

13
B

Erie Insurance Company

Data from 3 states

14
C

Allstate Property and Casualty Insurance Company

Data from 9 states

15
C

AUTO−OWNERS INSURANCE COMPANY

Data from 4 states

16
C

Encompass Indemnity Company

Data from 7 states

17
C

Farmers Insurance Exchange

Data from 7 states

18
C

First Acceptance Insurance Company

Data from 5 states

19
C

First Chicago Insurance Company

Data from 5 states

20
C

Founders Insurance Company

Data from 4 states

21
C

GARRISON PROPERTY AND CASUALTY INSURANCE COMPANY

Data from 8 states

22
C

PERMANENT GENERAL ASSURANCE CORPORATION

Data from 8 states

23
C

State Farm Fire and Casualty Company

Data from 9 states

24
C

USAA CASUALTY INSURANCE COMPANY

Data from 11 states

25
C

USAA GENERAL INDEMNITY COMPANY

Data from 10 states

26
C

Zurich American Insurance Company

Data from 5 states

27
C

GEICO GENERAL INSURANCE COMPANY

Data from 9 states

28
C

ALLSTATE INDEMNITY COMPANY

Data from 8 states

29
C

ALLSTATE NORTH AMERICAN INSURANCE COMPANY

Data from 6 states

30
C

AMERICAN FAMILY CONNECT PROPERTY AND CASUALTY INSURANCE COMPANY

Data from 10 states

31
C

PHILADELPHIA INDEMNITY INSURANCE COMPANY

Data from 8 states

32
C

NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA.

Data from 6 states

33
C

PERMANENT GENERAL ASSURANCE CORPORATION OF OHIO

Data from 4 states

34
C

CSAA General Insurance Company

Data from 4 states

35
C

Farmers Automobile Insurance Association (The)

Data from 2 states

36
C

Illinois Farmers Insurance Company

Data from 2 states

37
D

ALLSTATE INSURANCE COMPANY

Data from 8 states

38
D

CLUB EXCHANGE CORPORATION, ATTY−IN−FACT FOR AUTOMOBILE CLUB INTER−INSURANCE EX

Data from 3 states

39
D

BRISTOL WEST INSURANCE COMPANY

Data from 6 states

40
D

Esurance Insurance Company

Data from 7 states

41
D

Integon Indemnity Corporation

Data from 6 states

42
D

LIBERTY MUTUAL PERSONAL INSURANCE COMPANY

Data from 7 states

43
D

MGA Insurance Company

Data from 7 states

44
D

ROOT INSURANCE COMPANY

Data from 7 states

45
D

Trexis Insurance Corporation

Data from 4 states

46
D

Young America Insurance Company

Data from 3 states

47
D

INTEGON NATIONAL INSURANCE COMPANY

Data from 9 states

48
F

American Freedom Insurance Company

Data from 2 states

49
F

Clearcover Insurance Company

Data from 3 states

50
F

TRADERS INSURANCE COMPANY

Data from 3 states

51
F

LOYA INSURANCE COMPANY

Data from 4 states

About these rankings

Grades are based on formal complaint data filed with state insurance regulators — not price, coverage options, or advertising spend. A companies receive far fewer complaints than the industry average; F companies receive far more. See full methodology →

Grades are editorial opinions based on public data. Not insurance advice. Disclaimer